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Buying Real Estate in Florida Checklist

by Jim on November 06, 2007, filed under Real Estate

You just signed on the dotted line, and given a deposit to buy a piece of Florida Real Estate (a.k.a.  your dream home). My next question was always:  “Ok, now what?” Let’s see if we can clarify what must happen in order for you to take ownership of your Florida property.

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To Lock or Float the Mortgage Interest Rate: that is the question

by Jim on May 29, 2007, filed under Florida Mortgage

You’ve selected your dream home and have been pre approved by a lender.

The question that usually arises is:  “should I lock my interest rate?”

The answer is clear cut…

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Continue reading To Lock or Float the Mortgage Interest Rate: that is the question...

Finding the Best Miami Realtor For You

by Matt Meltzer on April 15, 2007, filed under Real Estate

Fun as it is cruising the streets looking for “For Rent” signs and calling numbers that rarely answer in a language you speak, there are easier, less frustrating ways to obtain a decent place to live in Miami.

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Subprime Lending: Are Banks Still Offering Option ARM Loans?

by Jim on April 11, 2007, filed under Florida Mortgage

I was contacted yesterday by Steven Gandel a Senior Writer from CNN’s Money Magazine. Steven wanted to know if there were still “exotic” mortgage products available.  I told him about a recent approved application which the borrower has no income, no job, and the property that secures the loan is listed For Sale. 

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Continue reading Subprime Lending: Are Banks Still Offering Option ARM Loans?...

Google Bikes For Euro Employees

by Gus on March 28, 2007, filed under Internet Economy

If you thought pajama days and free gourmet food was over the top, Google’s European office, recently celebrated “Alternative Transportation Day,” by urging their employees to commute to work without the use of a car. For the special occasion, Google, offered every single of their 2,000 European employees a new bike.

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Low mortgage loan payments with good interest rates

by Jim on February 26, 2007, filed under Personal Finance Florida Mortgage

Recently “Option Arm” mortgages have taken a bad rap and I wish to clarify some misconceptions around a inovative product that if managed properly can be a useful vehicle to provide investment opportunities which may not have been deemed “affordable”.

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Sell Real Estate in South Florida/Miami-Dade

by Jim on February 12, 2007, filed under Real Estate Personal Finance

Long ago a trusted associate said to me:  “Want to look like a great salesman?  Then, sell a hot product.”

South Florida, in good times and in times of market correction is:  “a hot product” (no pun intended).

If you’re a person who truly enjoys seeing others succeed, you may be a candidate to earn 10 times what you’re earning and work one half the hours.

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Foreign National Buys Property in Miami - A Success Story

by Jim on January 12, 2007, filed under Real Estate Personal Finance

Another success story about a person from Peru who came to the United States, took a good job and purchased (3) homes.

Here’s how this success story happened:

...

Citizen, foreign national, non-resident alien, internationl investor, what’s the difference...real estate/homes are true collateral.  The risk for the lender is minimal.

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Continue reading Foreign National Buys Property in Miami - A Success Story...

Google Keeps Employees Happy By Letting Them Kid Around

by Gus on December 20, 2006, filed under Internet Economy

The world’s most powerful company just held their first pajama day, when workers were encouraged to wear their PJs to work. 

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Continue reading Google Keeps Employees Happy By Letting Them Kid Around...

Closing My Zero Down Mortgage With Fair Credit Score

by Jim on December 16, 2006, filed under Real Estate Personal Finance

The Real Estate Closing is the final step in executing a real estate transaction.

On the closing date, the parties consumate the purchase contract, and ownership of the property is transferred to the buyer.

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Continue reading Closing My Zero Down Mortgage With Fair Credit Score...

UK and European Residents Buy Florida Real Estate

by Jim on November 20, 2006, filed under Florida Mortgage ...Continued

Continue reading UK and European Residents Buy Florida Real Estate...

How to Qualify for Best Mortgage

by Jim on November 11, 2006, filed under Personal Finance Florida Mortgage

When it comes to a person receiving the best mortgage offerings available, it gets down to a process of qualification.

There are dynamic, inovative and even secure and safe products.

The trick is:  “do you qualify”?

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Continue reading How to Qualify for Best Mortgage...

Google local newspaper ads

by Gus on November 06, 2006, filed under Internet Economy

Extra, Extra, Read All About it: Google Inc to start alpha testing Google Print Ads this week.

Google announced they will launch a program that will allow Adwords advertisers to place bids on space in more than 50 major newspapers across the U.S.

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Condo-Hotel Conversion Mortgage Loans

by Jim on October 25, 2006, filed under Real Estate Florida Mortgage

Just because condo-hotels are the new hot investment doesn’t mean I want one.  Geeze, I’m still learning what a condo-hotel is.

Major hotels have in recent years taken certain properties and converted them to condo hotels aka: “condotels, condohotels, condo hotels”. 

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Continue reading Condo-Hotel Conversion Mortgage Loans...

Miami AdWords Seminar for Success

by Gus on September 18, 2006, filed under Internet Economy

Do you own a local business? Here is a gerat opportunity to learn about online advertising with Google’s AdWords Seminars for Success. This series of intensive seminars is aimed at educating advertisers of all experience levels on the creation and management of successful AdWords online advertising campaigns.

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Continue reading Miami AdWords Seminar for Success...
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