The Official Miami Travel Site™
FREE MIAMI NEWS RECAP!
Stay on top of all the local news with our weekly newsletter. View a sample »

Stay Current Throughout The Week
RSS feeds The MB411 feed keeps you informed as news happens. SEE ALL FEEDS »
Best Deals on Miami Beach 411
»
Miami to Orlando Bus - $35
Transfers Between Miami & Orlando.
Free Wi-Fi & Snacks on the Coach.
»
Visit Key West, FL - Only $69
Cross the Overseas Highway.
See Old Key West - Only $69.
»
Ft. Lauderdale Airport Shuttles
Are You Going To Port of Miami?
We Offer a 10% Discount on Round Trip.
»
Miami Hotels - Amazing Rates!
MiamiBeach411.com Low Rates! Call a Hotel Expert. 1-800-573-6351.
Miami Tour Company

Experience all the sights and sounds of The Magic City on a sightseeing tour from our sister site, Miami Tour Company. Rated #1 on TripAdvisor by Consumers. Daily excursions include:

  1. The Original Miami Tour - departs at 10am from South Beach
  2. Everglades Eco Adventure - with free shuttle from your hotel

See more tours & day trips »

How to Qualify for Best Mortgage

When it comes to a person receiving the best mortgage offerings available, it gets down to a process of qualification.

There are dynamic, inovative and even secure and safe products.

The trick is:  “do you qualify”?

Let’s for the moment propose that “yes” you qualify and now just because there are all these products and choices what is the next correct business move?

The answer is usually the same:  “Find yourself a professional who’s not greedy”

Keyword here is “greed”.  You see if a person is not greedy, he will not only provide you a bargain, he will also devote his time.

I was recently contacted by a close associate who provided me a scenario whereby a client was purchasing a home for his daughter to occupy.  It was a mixed up set of circumstances but when sorted out, the man really wanted this home for his daughter.

This good father was “captured” by an unscrupulous realtor and a coniving mortgage “officer” who had about $5,000 to much fat on the perverbial bone.

Instead of this client bringing in $5,500 in cash to buy this home for his daughter, he’s bringing in $42 bucks and getting a much lower fixed rate of interest. 

He’s also not disclosing anything about his “income”, and has this whole transaction done for next to nothing out of his pocket.

When a person is judging whether or not to do business with a particular mortgage company there are a few “clues” which will provide some insight into what type organization you’re scrutinizing:

  • check out their logo (red flags when I see “old” logos).
  • telephone reception (a rude or hurried reception is not a good sign).
  • early requests to “check your credit”  (not a good sign).
  • warnings to not let “others” “pull your credit” (unprofessional and misleading).

Would you like to evaluate your options? Could you be spending a little more of your hard earned dollars when you shouldn’t have to? 

For the answeres to these questions and to find out which is the best mortgage and how to qualify for it, take 5 minutes and contact me.

By Jim Jump To Comments
See related stories in Personal Finance, Florida Mortgage,
RSS feeds RSS |  Del.icio.us Bookmark Del.icio.us Bookmark |  Submit to Digg Submit to Digg |  Add to Y! My Web Yahoo! |  Email this story Email this

1 Responses to "How to Qualify for Best Mortgage"

    Toronto says:

    I got one of these loans myself once. I had started a new real estate business a year earlier and was easily making enough money to make the mortgage payments on the house I wanted, but because the business was brand-new I didn’t have income history and there was no way a bank would give me a traditional loan. My good credit, and my willingness to pay a tiny amount of extra interest, was enough to get me the loan without having to supply any paperwork.

    Reply

    Posted on 01/17 at 1:49 AM

Post a Comment

Commenting is not available in this weblog entry.