You just signed on the dotted line, and given a deposit to buy a piece of Florida Real Estate (a.k.a.  your dream home). My next question was always:  “Ok, now what?” Let’s see if we can clarify what must happen in order for you to take ownership of your Florida property.

You’ve selected your dream home and have been pre approved by a lender.

The question that usually arises is:  “should I lock my interest rate?”

The answer is clear cut…

Fun as it is cruising the streets looking for “For Rent” signs and calling numbers that rarely answer in a language you speak, there are easier, less frustrating ways to obtain a decent place to live in Miami.

I was contacted yesterday by Steven Gandel a Senior Writer from CNN’s Money Magazine. Steven wanted to know if there were still “exotic” mortgage products available.  I told him about a recent approved application which the borrower has no income, no job, and the property that secures the loan is listed For Sale.

If you thought pajama days and free gourmet food was over the top, Google’s European office, recently celebrated “Alternative Transportation Day,” by urging their employees to commute to work without the use of a car. For the special occasion, Google, offered every single of their 2,000 European employees a new bike.

Recently “Option Arm” mortgages have taken a bad rap and I wish to clarify some misconceptions around a inovative product that if managed properly can be a useful vehicle to provide investment opportunities which may not have been deemed “affordable”.

Long ago a trusted associate said to me:  “Want to look like a great salesman?  Then, sell a hot product.”

South Florida, in good times and in times of market correction is:  “a hot product” (no pun intended).

If you’re a person who truly enjoys seeing others succeed, you may be a candidate to earn 10 times what you’re earning and work one half the hours.

Another success story about a person from Peru who came to the United States, took a good job and purchased (3) homes.

Here’s how this success story happened:

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Citizen, foreign national, non-resident alien, internationl investor, what’s the difference…real estate/homes are true collateral.  The risk for the lender is minimal.

The world’s most powerful company just held their first pajama day, when workers were encouraged to wear their PJs to work.

The Real Estate Closing is the final step in executing a real estate transaction.

On the closing date, the parties consumate the purchase contract, and ownership of the property is transferred to the buyer.

When it comes to a person receiving the best mortgage offerings available, it gets down to a process of qualification.

There are dynamic, inovative and even secure and safe products.

The trick is:  “do you qualify”?

Extra, Extra, Read All About it: Google Inc to start alpha testing Google Print Ads this week.

Google announced they will launch a program that will allow Adwords advertisers to place bids on space in more than 50 major newspapers across the U.S.

Just because condo-hotels are the new hot investment doesn’t mean I want one.  Geeze, I’m still learning what a condo-hotel is.

Major hotels have in recent years taken certain properties and converted them to condo hotels aka: “condotels, condohotels, condo hotels”. 

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